Ayushman Bharat PM-JAY 2026: ₹5 Lakh Free Health Insurance

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) world ki sabse badi government-funded health insurance scheme hai. ₹5 lakh per family per year ka health coverage completely free milta hai eligible families ko.

PM-JAY Key Features

Eligibility Check

SECC 2011 database ke hisaab se eligible families:

• Rural: Kaccha ghar, no adult member, female-headed household, disabled member, SC/ST, landless labor
• Urban: Rag picker, beggar, domestic worker, construction worker, street vendor, etc.
• Automatic inclusion: PMJAY portal par check karein

Eligibility Kaise Check Karein

1. pmjay.gov.in par jaayein
2. "Am I Eligible" click karein
3. Mobile number enter karein
4. OTP verify karein
5. Name/Ration Card/SECC ID se search karein

Ayushman Card Kaise Banayein

1. Eligible hain toh nearest CSC ya empanelled hospital mein jaayein
2. Aadhaar card + ration card saath lein
3. Biometric verification hogi
4. Ayushman card milega (physical ya digital)
5. Beneficiary Identification System (BIS) se verify hoga

Cashless Treatment Process

1. Empanelled hospital mein jaayein (pmjay.gov.in par list check karein)
2. Ayushman card show karein
3. Hospital Ayushman Mitra se milein
4. Eligibility verify hogi
5. Treatment shuru hoga - completely free

Conclusion

Ayushman Bharat PM-JAY India ke poor families ke liye life-saving scheme hai. ₹5 lakh ka free health coverage - eligibility check zaroor karein. Eligible hain toh aaj hi Ayushman card banwayein!