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Personal Loan Complete Guide India 2026: Interest Rates, Eligibility & Apply Online
Personal loan kaise lein 2026 mein - interest rates comparison, eligibility criteria, documents required, aur best banks ki list.
25 March 202611 min read
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Personal Loan Complete Guide India 2026
Personal loan ek unsecured loan hai jo aap kisi bhi personal need ke liye le sakte hain. Is guide mein hum India ke best personal loans 2026 ki complete comparison karenge.
| Bank | Interest Rate | Max Amount |
|---|---|---|
| HDFC Bank | 10.5% - 24% | ₹40 Lakh |
| SBI | 11% - 15% | ₹20 Lakh |
| ICICI Bank | 10.75% - 19% | ₹50 Lakh |
| Axis Bank | 10.49% - 22% | ₹40 Lakh |
| Bajaj Finserv | 11% - 35% | ₹40 Lakh |
Eligibility
- Age: 21-60 years (salaried)
- Minimum Income: ₹20,000-₹25,000/month
- CIBIL Score: 700+
- Employment: 1+ year current job
Documents Required
- Aadhaar Card + PAN Card
- Last 3 months salary slips
- Last 6 months bank statements
- Form 16 ya ITR
Conclusion
Personal loan lene se pehle multiple banks compare karein. HDFC aur Axis Bank best rates offer karte hain good credit score ke liye. Hamesha sirf zaroori amount hi lein.
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