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Sukanya Samriddhi Yojana 2026: 8.2% Interest - Beti Ke Liye Best Investment
Sukanya Samriddhi Yojana (SSY) 2026 - 8.2% tax-free interest, ₹1.5 lakh annual investment, account kaise kholein, withdrawal rules, aur calculator.
25 March 202610 min read
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Sukanya Samriddhi Yojana 2026: Beti Ke Liye Best Investment
Sukanya Samriddhi Yojana (SSY) India ki sabse high interest rate wali government scheme hai - 8.2% per annum tax-free! Yeh scheme specifically beti ke education aur shaadi ke liye design ki gayi hai.
SSY Key Features 2026
| Feature | Details |
|---|---|
| Interest Rate | 8.2% per annum (Q1 2026) |
| Minimum Investment | ₹250 per year |
| Maximum Investment | ₹1,50,000 per year |
| Account Opening Age | Birth to 10 years |
| Maturity | 21 years from opening (or marriage after 18) |
| Tax Benefit | EEE Status (80C + Tax-free interest + Tax-free maturity) |
SSY Calculator - Maturity Amount
| Annual Investment | Total Invested (15 yrs) | Maturity Amount (21 yrs) |
|---|---|---|
| ₹12,000 | ₹1.80 Lakh | ₹5.42 Lakh |
| ₹50,000 | ₹7.50 Lakh | ₹22.60 Lakh |
| ₹1,50,000 (Max) | ₹22.50 Lakh | ₹69.80 Lakh |
SSY Account Kaise Kholein
- Post Office ya authorized bank mein jaayein
- Form-1 fill karein
- Documents: Beti ka birth certificate, parents ka ID + address proof
- Initial deposit: Minimum ₹250
- Passbook milegi
Partial Withdrawal Rules
- 18 saal ke baad 50% withdraw kar sakte hain (education ke liye)
- Shaadi ke liye 18 saal ke baad full withdrawal
- Medical emergency mein premature closure allowed
Conclusion
Beti ke liye SSY India ka best investment option hai - 8.2% guaranteed tax-free return! Aaj hi account kholein. ₹1,000/month se shuru karein - 21 saal mein ₹6+ lakh milenge!
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