Important Notice

Disclaimer

Last Updated: March 25, 2026

SarkariDNA use karne se pehle yeh disclaimer dhyan se padhein. Yeh aapke rights aur hamare limitations ko clearly define karta hai.

General Disclaimer — Please Read Carefully

SarkariDNA par di gayi koi bhi jaankari financial advice, investment advice, ya professional consultation nahi hai. Yeh website sirf educational aur informational purposes ke liye hai. Koi bhi financial decision lene se pehle ek qualified financial advisor se consult zaroor karein.

1. Financial Information Disclaimer

SarkariDNA financial products (credit cards, loans, insurance, investments, fixed deposits, mutual funds) ke baare mein comparison aur information provide karta hai. Yeh information:

❌Financial advice nahi hai

❌Investment recommendation nahi hai

❌Professional consultation nahi hai

❌Guaranteed returns ki promise nahi hai

✅Sirf educational purpose ke liye hai

✅General information provide karta hai

Kisi bhi financial product mein invest karne ya apply karne se pehle:

Official bank/institution website se latest information verify karein
Qualified financial advisor se consult karein
Apni financial situation, goals, aur risk tolerance consider karein
Terms & conditions dhyan se padhein

2. Interest Rates & Fees Accuracy

Hamare website par display ki gayi interest rates, annual fees, joining fees, aur other charges:

Frequently change ho sakti hain — banks apni rates kabhi bhi update kar sakte hain
Individual-specific ho sakti hain — aapki credit score, income, aur profile ke basis par rates vary ho sakti hain
Promotional rates ho sakti hain — kuch rates limited time ke liye hoti hain
Regional differences ho sakti hain — kuch products sirf specific cities/states mein available hain

📌 Hamesha apply karne se pehle official bank website ya branch se confirm karein.

3. Government Schemes Information

SarkariDNA government schemes (PM Kisan, Ayushman Bharat, PM Awas Yojana, etc.) ke baare mein information provide karta hai. Yeh information:

Government policy changes ke saath update ho sakti hai
State-specific variations ho sakti hain
Eligibility criteria change ho sakti hai
Benefit amounts revise ho sakte hain

Kisi bhi government scheme ke liye apply karne se pehle, official government portal (india.gov.in, pmkisan.gov.in, etc.) ya apne nearest government office se confirm karein.

SarkariDNA kisi bhi government scheme ka official representative nahi hai aur na hi hum scheme benefits guarantee karte hain.

4. Affiliate Links & Advertising Disclosure

Affiliate Commission Disclosure: SarkariDNA affiliate marketing programs mein participate karta hai. Jab aap hamare "Apply Now" ya "Check Eligibility" buttons par click karke koi product apply karte hain, toh hum ek commission earn kar sakte hain.

✅ Aapko koi extra charge nahi lagta — affiliate commission bank/institution pay karta hai, aap nahi.

Google AdSense: Hamare website par Google AdSense ke through advertisements display hote hain. Yeh ads Google ke algorithms ke through personalized hoti hain. Hamare editorial content par in ads ka koi influence nahi hai.

Editorial Independence: Hamare product rankings, reviews, aur recommendations affiliate relationships se influenced nahi hain. Hum sirf wahi products recommend karte hain jo genuinely valuable hain.

5. Free Tools Disclaimer

SarkariDNA free online tools (PDF converter, image resizer, etc.) provide karta hai. Yeh tools:

"As-is" basis par provide ki jaati hain — koi guarantee nahi hai
Browser-based hain — aapki files hamare servers par store nahi hoti
Large files ke saath slow ho sakti hain
Kisi bhi time unavailable ho sakti hain maintenance ke liye

Important documents ke liye hamesha professional software use karein. Hamare tools sirf basic use cases ke liye hain.

6. Limitation of Liability

SarkariDNA aur uske owners, employees, aur affiliates kisi bhi financial loss, data loss, ya other damages ke liye liable nahi hain jo:

Hamare website ki information par rely karne se hua ho
Kisi financial product mein apply karne ya invest karne se hua ho
Hamare tools use karne se hua ho
Third-party websites par jaane se hua ho
Website ke temporarily unavailable hone se hua ho

7. External Links Disclaimer

Hamare website par bank websites, government portals, aur other financial websites ke links hain. SarkariDNA in third-party websites ke content, accuracy, ya practices ke liye responsible nahi hai.

Kisi bhi external link par click karna aapki apni responsibility hai. Hum recommend karte hain ki aap har website ki privacy policy aur terms of service padhein.

8. Questions & Contact

Agar aapko is disclaimer ke baare mein koi sawaal hai ya koi information incorrect lagti hai, toh please humse contact karein:

[email protected]