Citibank Rewards Credit Card
Earn 10X reward points on dining, movies, and departmental stores
Travel Benefits
Lounge access & travel insurance
Cashback Rewards
Up to 5% cashback on spends
Zero Liability
100% fraud protection
Joining Charges
₹ 1,000
Annual Fee: ₹ 1,000
Major Benefits
Complimentary Airport Lounge Access
Access to 1000+ airport lounges worldwide with unlimited visits
Accelerated Reward Points
Earn 4X reward points on dining, travel, and online shopping
Dining Privileges
1+1 offers at premium restaurants and exclusive dining experiences
Comprehensive Insurance Coverage
Travel insurance, purchase protection, and extended warranty benefits
About This Card
<h2>Citibank Rewards Credit Card Overview</h2><p>The Citibank Rewards Credit Card is ideal for those who love dining out and entertainment. Earn 10X reward points on dining, movies, and departmental stores, and 2X points on all other spends.</p><h3>Key Benefits</h3><ul><li>10X reward points on dining, movies, and departmental stores</li><li>2X reward points on all other spends</li><li>Welcome bonus of 2,000 reward points</li><li>Complimentary movie tickets every month</li><li>Fuel surcharge waiver</li></ul><h3>Fees & Charges</h3><ul><li>Joining Fee: ₹1,000</li><li>Annual Fee: ₹1,000 (Waived on annual spends of ₹1.2 lakhs)</li></ul>
Key Features & Benefits
Welcome bonus of 5,000 reward points
4 complimentary airport lounge access per year
Fuel surcharge waiver at all petrol pumps
1% cashback on all online transactions
Zero liability on lost card transactions
EMI conversion facility available
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹1000 |
| Annual Fee | ₹1000 |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
Eligibility Criteria
Age
21 - 60 years
Income
₹3 Lakhs per annum
Employment
Salaried or Self-Employed
Credit Score
750 or above