HDFC Diners Club Black Metal Edition
Premium credit card with unlimited lounge access and high rewards
Travel Benefits
Lounge access & travel insurance
Cashback Rewards
Up to 5% cashback on spends
Zero Liability
100% fraud protection
Joining Charges
₹ 10,000
Annual Fee: ₹ 10,000
Major Benefits
Complimentary Airport Lounge Access
Access to 1000+ airport lounges worldwide with unlimited visits
Accelerated Reward Points
Earn 4X reward points on dining, travel, and online shopping
Dining Privileges
1+1 offers at premium restaurants and exclusive dining experiences
Comprehensive Insurance Coverage
Travel insurance, purchase protection, and extended warranty benefits
About This Card
HDFC Diners Club Black Metal Edition is a super-premium credit card designed for high-net-worth individuals. Ye card unlimited airport lounge access deta hai aur bahut high reward rate hai - har ₹150 spend pe 5 reward points milte hain jo 3.33% rewards rate hai.
Key Features & Benefits
Welcome bonus of 5,000 reward points
4 complimentary airport lounge access per year
Fuel surcharge waiver at all petrol pumps
1% cashback on all online transactions
Zero liability on lost card transactions
EMI conversion facility available
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹10000 |
| Annual Fee | ₹10000 |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
Eligibility Criteria
Age
21 - 60 years
Income
₹3 Lakhs per annum
Employment
Salaried or Self-Employed
Credit Score
750 or above
Frequently Asked Questions
Is there any joining fee waiver available?
How can I redeem my reward points?
What is the interest rate on outstanding balance?
Can I convert purchases to EMI?