HDFC Regalia Credit Card
Premium lifestyle credit card with exclusive benefits and rewards
Travel Benefits
Lounge access & travel insurance
Cashback Rewards
Up to 5% cashback on spends
Zero Liability
100% fraud protection
Joining Charges
₹ 2,500
Annual Fee: ₹ 2,500
Major Benefits
Complimentary Airport Lounge Access
Access to 1000+ airport lounges worldwide with unlimited visits
Accelerated Reward Points
Earn 4X reward points on dining, travel, and online shopping
Dining Privileges
1+1 offers at premium restaurants and exclusive dining experiences
Comprehensive Insurance Coverage
Travel insurance, purchase protection, and extended warranty benefits
About This Card
<h2>HDFC Regalia Credit Card - Premium Lifestyle Benefits</h2><p>The HDFC Regalia Credit Card is designed for premium customers who value exclusive privileges and rewards. Enjoy complimentary airport lounge access, accelerated reward points, and special dining benefits.</p><h3>Key Features</h3><ul><li>4 Reward Points per ₹150 spent</li><li>Complimentary domestic and international lounge access (6 per quarter)</li><li>1% fuel surcharge waiver</li><li>Milestone benefits worth ₹5000</li></ul><h3>Fees</h3><p>Joining Fee: ₹2500 | Annual Fee: ₹2500 (waived on spending ₹3 lakhs annually)</p>
Key Features & Benefits
Welcome bonus of 5,000 reward points
4 complimentary airport lounge access per year
Fuel surcharge waiver at all petrol pumps
1% cashback on all online transactions
Zero liability on lost card transactions
EMI conversion facility available
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹2500 |
| Annual Fee | ₹2500 |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
Eligibility Criteria
Age
21 - 60 years
Income
₹3 Lakhs per annum
Employment
Salaried or Self-Employed
Credit Score
750 or above
Frequently Asked Questions
Is there any joining fee waiver available?
How can I redeem my reward points?
What is the interest rate on outstanding balance?
Can I convert purchases to EMI?