HDFC Regalia Gold Credit Card
Premium rewards card with 5X points on select merchants
Travel Benefits
Lounge access & travel insurance
Cashback Rewards
Up to 5% cashback on spends
Zero Liability
100% fraud protection
Joining Charges
₹ 2,500
Annual Fee: ₹ 2,500
Major Benefits
Complimentary Airport Lounge Access
Access to 1000+ airport lounges worldwide with unlimited visits
Accelerated Reward Points
Earn 4X reward points on dining, travel, and online shopping
Dining Privileges
1+1 offers at premium restaurants and exclusive dining experiences
Comprehensive Insurance Coverage
Travel insurance, purchase protection, and extended warranty benefits
About This Card
HDFC Regalia Gold ek premium rewards credit card hai. Nykaa, Myntra, Marks & Spencer aur Reliance Digital pe 5X reward points milte hain. Baaki sab retail spends pe 4 reward points per ₹150 milte hain. Travel aur shopping dono ke liye best card hai.
Key Features & Benefits
Welcome bonus of 5,000 reward points
4 complimentary airport lounge access per year
Fuel surcharge waiver at all petrol pumps
1% cashback on all online transactions
Zero liability on lost card transactions
EMI conversion facility available
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹2500 |
| Annual Fee | ₹2500 |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
Eligibility Criteria
Age
21 - 60 years
Income
₹3 Lakhs per annum
Employment
Salaried or Self-Employed
Credit Score
750 or above
Frequently Asked Questions
Is there any joining fee waiver available?
How can I redeem my reward points?
What is the interest rate on outstanding balance?
Can I convert purchases to EMI?