ICICI iMobile Zero Balance Account
ICICI Bank zero balance account — instant video KYC, free debit card, 3.5% interest, excellent mobile banking.
Travel Benefits
Lounge access & travel insurance
Cashback Rewards
Up to 5% cashback on spends
Zero Liability
100% fraud protection
Joining Charges
₹ 0 (FREE)
Annual Fee: ₹ 0 (FREE)
Major Benefits
Complimentary Airport Lounge Access
Access to 1000+ airport lounges worldwide with unlimited visits
Accelerated Reward Points
Earn 4X reward points on dining, travel, and online shopping
Dining Privileges
1+1 offers at premium restaurants and exclusive dining experiences
Comprehensive Insurance Coverage
Travel insurance, purchase protection, and extended warranty benefits
About This Product
ICICI Bank ka zero balance savings account iMobile app se instantly open hota hai. Video KYC se 10 minutes mein account ready. Free Visa debit card milti hai. 3.5% interest rate. NEFT/RTGS/IMPS free hain. ICICI ke 15,000+ ATMs par free withdrawals. Excellent iMobile Pay app. FASTag, investments, insurance sab ek jagah manage ho sakta hai.
Key Features & Benefits
Welcome bonus of 5,000 reward points
4 complimentary airport lounge access per year
Fuel surcharge waiver at all petrol pumps
1% cashback on all online transactions
Zero liability on lost card transactions
EMI conversion facility available
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | FREE |
| Annual Fee | FREE |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
Eligibility Criteria
Age
21 - 60 years
Income
₹3 Lakhs per annum
Employment
Salaried or Self-Employed
Credit Score
750 or above