ICICI Personal Loan
Quick personal loan up to ₹25 lakhs with flexible repayment options starting from 10.75% p.a.
Travel Benefits
Lounge access & travel insurance
Cashback Rewards
Up to 5% cashback on spends
Zero Liability
100% fraud protection
Joining Charges
₹ 0 (FREE)
Annual Fee: ₹ 0 (FREE)
Major Benefits
Complimentary Airport Lounge Access
Access to 1000+ airport lounges worldwide with unlimited visits
Accelerated Reward Points
Earn 4X reward points on dining, travel, and online shopping
Dining Privileges
1+1 offers at premium restaurants and exclusive dining experiences
Comprehensive Insurance Coverage
Travel insurance, purchase protection, and extended warranty benefits
About This Product
<h2>ICICI Personal Loan Overview</h2><p>ICICI Bank provides personal loans up to ₹25 lakhs with flexible EMI options. Get instant approval and disbursal for existing customers.</p><h3>Key Features</h3><ul><li>Loan amount: ₹50,000 to ₹25 lakhs</li><li>Interest rate: Starting from 10.75% p.a.</li><li>Tenure: 12 to 72 months</li><li>Flexible repayment options</li><li>Top-up facility available</li></ul><h3>Eligibility</h3><ul><li>Age: 23 to 58 years</li><li>Minimum income: ₹20,000 per month</li><li>Employment: Salaried or self-employed professionals</li><li>CIBIL score: 700 and above</li></ul>
Key Features & Benefits
Welcome bonus of 5,000 reward points
4 complimentary airport lounge access per year
Fuel surcharge waiver at all petrol pumps
1% cashback on all online transactions
Zero liability on lost card transactions
EMI conversion facility available
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | FREE |
| Annual Fee | FREE |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
Eligibility Criteria
Age
21 - 60 years
Income
₹3 Lakhs per annum
Employment
Salaried or Self-Employed
Credit Score
750 or above