Home/credit card/SBI Cashback Credit Card
SBI Cashback Credit Card
CREDIT CARD

SBI Cashback Credit Card

4/5.0
Excellent Rating

5% cashback on online spends, 1% on offline

Travel Benefits

Lounge access & travel insurance

Cashback Rewards

Up to 5% cashback on spends

Zero Liability

100% fraud protection

Joining Charges

₹ 999

Annual Fee: ₹ 999

Major Benefits

Complimentary Airport Lounge Access

Access to 1000+ airport lounges worldwide with unlimited visits

Accelerated Reward Points

Earn 4X reward points on dining, travel, and online shopping

Dining Privileges

1+1 offers at premium restaurants and exclusive dining experiences

Comprehensive Insurance Coverage

Travel insurance, purchase protection, and extended warranty benefits

About This Card

SBI Cashback Card online shopping ke liye best hai. Sab online spends pe 5% cashback milta hai - Amazon, Flipkart, Swiggy, sab pe. Offline spends pe 1% cashback milta hai. Simple aur straightforward cashback card hai.

Key Features & Benefits

Welcome bonus of 5,000 reward points

4 complimentary airport lounge access per year

Fuel surcharge waiver at all petrol pumps

1% cashback on all online transactions

Zero liability on lost card transactions

EMI conversion facility available

Fees & Charges

Fee TypeAmount
Joining Fee₹999
Annual Fee₹999
Late Payment FeeUp to ₹1,300
Over Limit Fee₹500
Foreign Currency Markup3.5%

Eligibility Criteria

Age

21 - 60 years

Income

₹3 Lakhs per annum

Employment

Salaried or Self-Employed

Credit Score

750 or above

Frequently Asked Questions

Is there any joining fee waiver available?
Yes, joining fee is waived off if you spend ₹10,000 within 90 days of card issuance.
How can I redeem my reward points?
You can redeem reward points through the bank's mobile app or website for gift vouchers, merchandise, or statement credit.
What is the interest rate on outstanding balance?
The interest rate is 3.5% per month (42% per annum) on outstanding balances.
Can I convert purchases to EMI?
Yes, you can convert purchases above ₹2,500 into EMI with tenure options from 3 to 24 months.
SBI Cashback Credit Card

SBI Cashback Credit Card

4

Quick Info

Joining Fee₹999
Annual Fee₹999
Typecredit card

Check eligibility

for best credit cards