YES Bank Prosperity Rewards Plus Credit Card
Premium rewards credit card with accelerated points on travel and dining
Travel Benefits
Lounge access & travel insurance
Cashback Rewards
Up to 5% cashback on spends
Zero Liability
100% fraud protection
Joining Charges
₹ 1,999
Annual Fee: ₹ 1,999
Major Benefits
Complimentary Airport Lounge Access
Access to 1000+ airport lounges worldwide with unlimited visits
Accelerated Reward Points
Earn 4X reward points on dining, travel, and online shopping
Dining Privileges
1+1 offers at premium restaurants and exclusive dining experiences
Comprehensive Insurance Coverage
Travel insurance, purchase protection, and extended warranty benefits
About This Card
<h2>YES Bank Prosperity Rewards Plus Credit Card Overview</h2><p>The YES Bank Prosperity Rewards Plus Credit Card is designed for frequent travelers and diners. Earn accelerated reward points on travel bookings, dining, and fuel spends.</p><h3>Key Benefits</h3><ul><li>4 reward points per ₹100 on travel and dining</li><li>2 reward points per ₹100 on all other spends</li><li>Welcome bonus of 5,000 reward points</li><li>Complimentary airport lounge access</li><li>Fuel surcharge waiver</li></ul><h3>Fees & Charges</h3><ul><li>Joining Fee: ₹1,999</li><li>Annual Fee: ₹1,999 (Waived on annual spends of ₹3 lakhs)</li></ul>
Key Features & Benefits
Welcome bonus of 5,000 reward points
4 complimentary airport lounge access per year
Fuel surcharge waiver at all petrol pumps
1% cashback on all online transactions
Zero liability on lost card transactions
EMI conversion facility available
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹1999 |
| Annual Fee | ₹1999 |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
Eligibility Criteria
Age
21 - 60 years
Income
₹3 Lakhs per annum
Employment
Salaried or Self-Employed
Credit Score
750 or above