Home/Government Schemes/Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Ministry of Health & Family Welfare

Launched: September 23, 2018
Target: 50+ crore beneficiaries
Budget: ₹6,412 crore (2024-25)

Scheme Overview

Ayushman Bharat PM-JAY duniya ki sabse badi health insurance scheme hai. Iss scheme ke tahat eligible families ko ₹5 lakh per year ka cashless health insurance milta hai. Scheme ke tahat 1,929+ medical procedures cover hote hain aur 29,000+ empanelled hospitals mein cashless treatment milti hai. Yeh scheme India ke bottom 40% families ko cover karti hai.

Key Benefits

₹5 lakh annual health coverage per family
Cashless treatment at empanelled hospitals
29,000+ hospitals across India
1,929+ medical procedures covered
Pre-existing diseases also covered
No premium for beneficiaries
Family size limit nahi (poori family covered)
Senior citizens 70+ ke liye alag ₹5 lakh coverage
ASHA, Anganwadi workers bhi eligible

Eligibility Criteria

SECC 2011 data mein listed families
EWS (Economically Weaker Section) families
ASHA workers and Anganwadi workers
Senior citizens aged 70+ years (all categories)
AAY (Antyodaya Anna Yojana) beneficiaries
BOCW (Building & Construction Workers)
PM JANMAN scheme beneficiaries (PVTG)
Kumbh Mela workers

Application Process

1

Eligibility Check

pmjay.gov.in par ya 14555 helpline par apni eligibility check karo.

2

Ayushman Card Banwao

Nearest CSC, hospital, ya Ayushman Mitra se Ayushman Card banwao. Aadhaar se instant card milta hai.

3

Hospital Visit

Kisi bhi empanelled hospital mein jaao aur Ayushman Card dikhao.

4

Cashless Treatment

Hospital mein Ayushman Mitra se milkar cashless treatment lo. Koi paisa nahi dena.

Frequently Asked Questions

Kya private hospitals mein bhi free treatment milti hai?

Haan, empanelled private hospitals mein bhi cashless treatment milti hai. List pmjay.gov.in par check karo.

Ayushman Card kaise banwayein?

pmjay.gov.in par ya nearest CSC center par jaao. Aadhaar se instant e-card download kar sakte ho.

Kya 70 saal se upar ke sabhi log eligible hain?

Haan, September 2024 se 70+ age ke sabhi senior citizens eligible hain, chahe income kuch bhi ho.

Kya pre-existing diseases cover hoti hain?

Haan, Ayushman Bharat mein pre-existing diseases bhi cover hoti hain – koi waiting period nahi.

Apply Now

Official website par jaao aur apply karo. Koi fee nahi lagti.

Required Documents

Aadhaar Card
Ration Card
Any government ID proof
Mobile number

Contact & Help

Helpline

14555 / 1800-111-565

Official Website

pmjay.gov.in

Other Schemes

PM Kisan YojanaPM Awas YojanaPM MUDRA LoanE-Shram Card