Axis Bank Ace Credit Card
Cashback on bill payments, food delivery, and shopping
Travel Benefits
Lounge access & travel insurance
Cashback Rewards
Up to 5% cashback on spends
Zero Liability
100% fraud protection
Joining Charges
₹ 499
Annual Fee: ₹ 499
Major Benefits
Complimentary Airport Lounge Access
Access to 1000+ airport lounges worldwide with unlimited visits
Accelerated Reward Points
Earn 4X reward points on dining, travel, and online shopping
Dining Privileges
1+1 offers at premium restaurants and exclusive dining experiences
Comprehensive Insurance Coverage
Travel insurance, purchase protection, and extended warranty benefits
About This Card
<h2>Axis Bank Ace - Everyday Cashback Card</h2><p>Get cashback on utility bill payments, food delivery apps, and online shopping. Perfect for everyday expenses.</p><h3>Cashback Benefits</h3><ul><li>5% cashback on bill payments via Google Pay</li><li>4% cashback on Swiggy, Zomato, Ola</li><li>2% cashback on Flipkart, Myntra, MakeMyTrip</li><li>1% cashback on other spends</li></ul><h3>Fees</h3><p>Joining Fee: ₹499 | Annual Fee: ₹499 (waived on spending ₹2 lakhs)</p>
Key Features & Benefits
Welcome bonus of 5,000 reward points
4 complimentary airport lounge access per year
Fuel surcharge waiver at all petrol pumps
1% cashback on all online transactions
Zero liability on lost card transactions
EMI conversion facility available
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
Eligibility Criteria
Age
21 - 60 years
Income
₹3 Lakhs per annum
Employment
Salaried or Self-Employed
Credit Score
750 or above
Frequently Asked Questions
Is there any joining fee waiver available?
How can I redeem my reward points?
What is the interest rate on outstanding balance?
Can I convert purchases to EMI?