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Axis Bank Reserve Credit Card
CREDIT CARD

Axis Bank Reserve Credit Card

4/5.0
Excellent Rating

Ultra-premium card with Priority Pass and low forex markup

Travel Benefits

Lounge access & travel insurance

Cashback Rewards

Up to 5% cashback on spends

Zero Liability

100% fraud protection

Joining Charges

₹ 50,000

Annual Fee: ₹ 50,000

Major Benefits

Complimentary Airport Lounge Access

Access to 1000+ airport lounges worldwide with unlimited visits

Accelerated Reward Points

Earn 4X reward points on dining, travel, and online shopping

Dining Privileges

1+1 offers at premium restaurants and exclusive dining experiences

Comprehensive Insurance Coverage

Travel insurance, purchase protection, and extended warranty benefits

About This Card

Axis Bank Reserve ek ultra-premium credit card hai jo unlimited domestic aur international lounge access deta hai Priority Pass ke through. International spends pe 2X reward points milte hain aur forex markup sirf 1.5% hai jo bahut kam hai.

Key Features & Benefits

Welcome bonus of 5,000 reward points

4 complimentary airport lounge access per year

Fuel surcharge waiver at all petrol pumps

1% cashback on all online transactions

Zero liability on lost card transactions

EMI conversion facility available

Fees & Charges

Fee TypeAmount
Joining Fee₹50000
Annual Fee₹50000
Late Payment FeeUp to ₹1,300
Over Limit Fee₹500
Foreign Currency Markup3.5%

Eligibility Criteria

Age

21 - 60 years

Income

₹3 Lakhs per annum

Employment

Salaried or Self-Employed

Credit Score

750 or above

Frequently Asked Questions

Is there any joining fee waiver available?
Yes, joining fee is waived off if you spend ₹10,000 within 90 days of card issuance.
How can I redeem my reward points?
You can redeem reward points through the bank's mobile app or website for gift vouchers, merchandise, or statement credit.
What is the interest rate on outstanding balance?
The interest rate is 3.5% per month (42% per annum) on outstanding balances.
Can I convert purchases to EMI?
Yes, you can convert purchases above ₹2,500 into EMI with tenure options from 3 to 24 months.
Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card

4

Quick Info

Joining Fee₹50000
Annual Fee₹50000
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